Cards
Best Australian Credit Cards for Airport Lounge Passes
Compare Australian credit cards with airport lounge access, from low-fee passes to premium unlimited entry, and find the right fit for your travel habits.
If you travel often, having a credit card that gives you airport lounge access can make a big difference. Instead of waiting at the airport, you can relax in a comfortable lounge, enjoy food and drinks, and sometimes even use the showers before your flight.
But not every card gives you the same number of lounge passes. Some cards only give you a few visits a year, while others offer 10, 15, or even unlimited lounge access.
So, to make it easy, I’ve picked my 4 best cards for different purposes first. This gives you a quick idea of which card might be the best fit for you.
So, I’ve compared some of the best credit cards in Australia for airport lounge passes — including the annual fee, how many lounge visits you get, and which card gives you the best value.
| # | Card | Lounge access | Annual fee |
|---|---|---|---|
| 1 | HSBC Platinum | 2 LoungeKey visits | $199 <0$ on first year fees> |
| 2 | HSBC Premier World Mastercard – Rewards Plus | 2 DragonPass visits | $199 <0$ on first year fees> |
| 3 | Bankwest More World Mastercard | 10 Mastercard Travel Pass visits | $270 |
| 4 | Westpac Altitude Rewards Black | 2 Priority Pass visits | $295 <$200 on first year fees> |
| 5 | St.George Amplify Rewards Signature | 2 Priority Pass visits | $295 |
| 6 | BankSA Amplify Rewards Signature | 2 Priority Pass visits | $295 |
| 7 | Bank of Melbourne Amplify Rewards Signature | 2 Priority Pass visits | $295 |
| 8 | Westpac Altitude Qantas Black | 2 Qantas Club invitations | $295 + $75 rewards fee |
| 9 | Westpac Altitude Velocity Black | 2 Virgin Australia domestic lounge passes | $295 + $75 rewards fee |
| 10 | St.George Amplify Qantas Signature | 2 Qantas Club invitations | $295 + $75 rewards fee |
| 11 | BankSA Amplify Qantas Signature | 2 Qantas Club invitations | $295 + $75 rewards fee |
| 12 | Bank of Melbourne Amplify Qantas Signature | 2 Qantas Club invitations | $295 + $75 rewards fee |
| 13 | Qantas Money Platinum | 2 Qantas Club / International Business | $399 |
| 14 | ANZ Frequent Flyer Black | 2 Qantas Club invitations | $425 |
| 15 | Amex Explorer | 2 Centurion Lounge entries | $395 |
| 16 | Qantas American Express Ultimate | 2 Centurion + 2 Qantas Club | $450 |
| 17 | CommBank Ultimate Awards | 2 DragonPass visits | $420 effective¹ |
| 18 | BOQ Specialist Signature | Lounge access | $400 |
| 19 | Virgin Australia Velocity High Flyer | 2 Virgin Australia domestic lounge passes | $329 |
| 20 | MyCard Premier | 2 Priority Pass visits | $300 |
| 21 | MyCard Prestige | 15 Priority Pass visits* | $700 |
| 22 | MyCard Prestige Qantas | 15 Priority Pass visits* | $749 |
| 23 | Qantas Money Titanium | 2 First + 2 Qantas Club/Business = 4 | $1,200 |
| 24 | Amex Platinum | Unlimited Global Lounge Collection | $1,450 |
A few important corrections
Bankwest More World is the standout. It’s $270/year and 10 lounge visits through Mastercard Travel Pass. Bankwest explicitly says the 10 visits are per account, and each visit can be used by either the primary cardholder or a guest.
CommBank Ultimate Awards: $35/month = $420/year, but the $35 monthly fee is waived when you spend $4,000 in that statement period. It gives 2 DragonPass/Mastercard Travel Pass lounge passes per calendar year.
ANZ: only the Frequent Flyer Black currently gives complimentary lounge invitations — 2 Qantas Club invitations per 12 months. ANZ confirms the Platinum doesn’t have complimentary lounge access.
Westpac: all three Altitude Black versions have 2 lounge benefits, but the type changes:
Rewards → 2 Priority Pass Qantas → 2 Qantas Club Velocity → 2 Virgin Australia domestic Qantas Money Platinum: 2 invitations, annual fee normally $399; currently $349 first year.
Qantas Money Titanium: it’s actually 4, not 2:
2 Qantas First Lounge 2 Qantas Club / International Business Annual fee $1,200.
MyCard Prestige: the 15-visit benefit is temporary. After January 2027 it will be only 2 visit.
Amex Platinum: unlimited access is a completely different category — it includes Priority Pass, Centurion, Plaza Premium and Virgin Australia lounges, although Amex is changing some guest/access rules from October 2026 but still unlimited access.
This article is based on independent user research and comparison, not official financial advice . Offers, fees, rewards rates and eligibility requirements can change. Always check the latest official terms before applying.
Information checked: 12 August 2026.