Stacking Qantas Bonus Points: The Credit Card Rotation Strategy for Free Flights with Qantas.

Get a new credit card → meet the minimum spend → collect the bonus points → cancel the card when appropriate → move to the next card.

Many Australian credit cards have new customer bonus restrictions, meaning you may need to wait a certain period before becoming eligible for another bonus from the same bank or card family.
By rotating between different banks, you can keep collecting large bonus-point offers over time.

Important: Bonus eligibility rules are different for every card. Always check the current offer terms before applying, including how long you must wait before being eligible for another bonus and whether cancelling the card affects eligibility.

Option 1: Fast Plan for 710,000 Bonus Points

Best for: People who spend a lot and can comfortably put around $5,000–$6,000 through a card every 3 months.
This plan focuses on collecting points quickly by opening a new card roughly every six months.

How the Fast Rotation Works

Step 1 — Open & Spend
Open one new card at a time. Put your normal everyday spending — bills, groceries, fuel and other eligible purchases — on the card until you reach the required spending target.
Step 2 — Collect the Bonus
Once you’ve met the requirements, wait for the bonus points to be credited to your Qantas account.
Some cards in this strategy provide additional points in Year 2, so those cards need to be kept longer.
Step 3 — Cancel at the Right Time
Once you’ve received everything you’re targeting, cancel the card when appropriate so you don’t unnecessarily continue paying annual fees.
Step 4 — Move to the Next Card
Move your spending to the next card in the rotation.
As you work through different banks, enough time may eventually pass for you to become eligible for earlier bonus offers again — but always check the specific card’s eligibility rules before reapplying.

Option 2: Slow & Easy Plan for 470,000 Bonus Points

Best for: People who want a simpler strategy, lower fees and don’t want to constantly change cards.
Instead of aggressively opening cards throughout the year, this approach uses around one or two cards per year.

How the Slow & Easy Rotation Works

Step 1 : Start with Card A
Open Card A at the beginning of the year. Reach the spending requirement, collect the bonus points, and aim to cancel around Month 11 before another annual fee becomes payable.
Step 2 : Switch to Card B
Open Card B during the second half of the year. Meet its first-year spending requirement, collect the bonus and cancel around Month 11 if you don’t intend to keep the card.
Step 3 : Avoid Unnecessary Year 2 Fees
The idea is to complete the bonus requirements and cancel before another annual fee is charged — provided the card’s terms allow this without affecting your bonus eligibility.
Step 4 : Continue the Loop
Move on to the next bank in Year 2 and Year 3.
Over time, enough time may pass for earlier cards to become available to you again, depending on each bank’s current new-customer rules.

Simple Rules to Keep Collecting Points

Rule 1 : Start With the Best First Time Deal
If a card has a particularly attractive new bcustomer offer, consider starting with it.
For example, the Qantas Money Platinum offer in this strategy includes additional points for eligible new users.Always check the current eligibility conditions before applying.
Rule 2 : Know the Waiting Period
Don’t assume that every bank uses the same 18- or 24-month rule.
The relevant waiting period can differ between cards and offers, so check the exact terms before you apply again.
Rule 3 : Don’t Apply Just for Points
Only use this strategy if you can comfortably meet the minimum spending requirement without spending more than you normally would.
The goal is to earn bonus points from your existing spending — not create unnecessary debt or interest.
Rule 4 : Track Your Cards
Keep a simple record of:

• Application date
• Minimum spending deadline
• Bonus points received
• Annual fee
• Cancellation date
• When you may next become eligible for a bonus
  This makes the rotation much easier to manage.
  Rule 5 : Pay the Balance in Full
  The biggest rule of all:
  Never pay credit card interest just to earn points.
  If interest charges outweigh the value of your bonus points, the strategy is no longer worth it.

$39K Over 3 Years Sounds Like a Lot. But What If It’s Just Your Normal Spending?

Spend around $10K–$13K a year, rotate through different cards, and potentially stack 710,000 bonus points over three years. Is it worth it?
**Let’s see what you can do with 710,000 Qantas points. **

Best Ways to Spend 710,000 Points

1. The Ultimate Dream: Round the World in Business Class
Cost: 365,800 points per person.
What you get: Fly up to 35,000 miles, stop in up to 5 different cities globally (like Sydney → Tokyo → London → New York → Los Angeles → Sydney), and fly Business Class the entire way!
With 710,000 points: You have enough points for 2 adults to fly Round-the-World in Business Class together (totaling ~731,600 points—just a tiny top-up needed).

2. Fly to Europe / UK (London or Paris)
Business Class: ~166,300 points one-way (~332,600 points return). 
Economy: ~63,500 points one-way (~127,000 points return).
What you get:
2 adults can fly Return in Business Class to London or Paris.
OR 5 adults can fly Return in Economy to London or Paris.

3. Fly to the USA (Los Angeles)
Business Class: ~130,100 points one-way (~260,200 points return).
Economy: ~48,200 points one-way (~96,400 points return).
What you get:
2 adults can fly Return in Business Class to LA (and still have ~190,000 points left over)!OR A family of 4 can fly Return in Economy twice.

4. Asia Trips (Tokyo, Bali, Singapore)
Tokyo (Business Class): ~82,100 points one-way (~164,200 points return).
Singapore or Bali (Business Class): ~68,400 points one-way (~136,800 points return).
What you get:
You can take 4 separate Return Business Class trips to Asia for 1 person.
OR Take your whole family (4 people) to Tokyo in Business Class Return.

5. Australia Domestic & NZ Trips (Sydney, Melbourne, Fiji, Auckland)
Fiji / New Zealand (Business Class): ~43,600 points one-way.
Sydney to Melbourne (Economy): 9,200 points one-way. 
What you get:
Over 75 one-way domestic flights between Sydney, Melbourne, or Brisbane in Economy.  OR 8 Return Business Class trips to New Zealand or Fiji.

Important Things to Remember

1. Cash Taxes: Points cover the price of the ticket, but you still pay government taxes and airport fees in cash (usually $50–$300 for short flights, or $300–$700 per person for long-haul Business Class).
2. Book Early: Business Class reward seats sell out fast. Try to book 6 to 12 months before you travel.